Mortgage Calculator
What are my repayments?
Your mortgage repayments will depend on a number of factors. These are: how much you borrow, the term of the loan (how long you borrow for), and the interest rate. When you have these three key pieces of information you will be able to calculate your mortgage payments.
These calculators are provided for information purposes only and may not represent the true cost of obtaining a mortgage
How Much Can I Borrow?
The amount you can borrow for your mortgage from a bank or building society depends on a number of factors, including but not limited to: The size of your down payment, how much you earn, and how much the lender is willing to loan you. If you already own property there will be a fourth factor to consider: the value of the property you own and are selling, or against which you are borrowing Once you understand how much you can borrow for your mortgage you can determine your property price range and your monthly budget, which will of course include your mortgage payments. (Please note that this is not an exhaustive list.)
How Can I Repay My Mortgage More Quickly?
There are a number of options available to people who want to pay off their mortgages quickly and before the end of the term of the loan. You should discuss this possibility with your lender. The usual methods are to increase your mortgage payments or to pay a lump sum of cash to the lender.
Personal Service
We offer you a personal service with clear and open advice from start to finish from your initial enquiry to completing your application and servicing throughout the term of your Mortgage or policy.
Home Visits
You can call into our Newcastle office or we can come to you, day or evening for no obligation advice, or simply fill in your details on our enquiry page and we will contact you.
Honest & Open Advice
We have access to a wide range of products, with some exclusive deals not available on the High Street.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT
KEEP UP REPAYMENTS ON YOUR MORTGAGE.