Mortgage Calculator

What are my repayments?

Your mortgage repayments will depend on a number of factors. These are: how much you borrow, the term of the loan (how long you borrow for), and the interest rate. When you have these three key pieces of information you will be able to calculate your mortgage payments.

Purchase Price £ Down Payment % Mortgage Term Yrs Interest Rate %
£ % Yrs %

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These calculators are provided for information purposes only and may not represent the true cost of obtaining a mortgage

How Much Can I Borrow?

The amount you can borrow for your mortgage from a bank or building society depends on a number of factors, including but not limited to: The size of your down payment, how much you earn, and how much the lender is willing to loan you. If you already own property there will be a fourth factor to consider: the value of the property you own and are selling, or against which you are borrowing Once you understand how much you can borrow for your mortgage you can determine your property price range and your monthly budget, which will of course include your mortgage payments. (Please note that this is not an exhaustive list.)

How Can I Repay My Mortgage More Quickly?

There are a number of options available to people who want to pay off their mortgages quickly and before the end of the term of the loan. You should discuss this possibility with your lender. The usual methods are to increase your mortgage payments or to pay a lump sum of cash to the lender.


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Your First Quote Ltd (Company Registration number 05109072) is an Appointed Representative of The Right Mortgage Limited,
which is authorised and regulated by the Financial Conduct Authority.
Your First Quote Ltd, Registered in England & Wales (FCA No. 409330)
10 Brett Close, Newcastle Upon Tyne, Tyne and Wear, NE7 7FE.

There maybe a fee for mortgage advice. The amount will depend on your circumstance. Our typical fee will be £299.

Mortgage Brokers covering: Tyne & Wear, Northumberland, County Durham, and London
including: Gateshead, Newcastle, Sunderland and Chester-Le-Street in the North East

The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK

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